Finance Rental Properties
Lowest Rates in the Industry
Close in 2-3 Weeks
DSCR Loans
Designed for Investment Properties
Faster Closing Times
No Income Check Required
Qualifies on FICO & Cashflow of Property
Closing in an LLC Allowed
Long-Term & Short-Term Rentals OK
Quick Approvals
Fast Closings
DSCR (Debt Service Coverage Ratio)
The debt service coverage ratio is calculated by taking rental revenue and dividing it by the cost an owner has to pay for a property. Costs include the principle and interest of the loan, property taxes, insurance and HOA if applicable.
Some lenders require a ratio over 1.0 which means that the rental income is greater than the debt obligations. However we can offer ratios as low as 0.75. That means that the rental income can be as low as just 75% of the debt obligation. In some cases, we can remove the DSCR ratio requirement altogether. This lets you grow your portfolio much faster.
Experience Matters
In 2022, we did more DSCR loans than any other company. We know the ins and outs of these loan products better than anybody. This is a relatively new lending product and you want a company that has helped borrowers get the best deal hundreds of times. Since we work in all 50 states, we can help you with rental properties all over the country. This includes properties that will generate short-term as well as long-term rental income. Stick with experienced professionals to get you the financing you need to build your property rental income exponentially.
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